FinTech
BNPL Payment Platform
Buy Now Pay Later solution with real-time credit assessment, instalment management, merchant integration, and automated collections workflow.
The challenge
A fintech startup needed to launch a competitive BNPL product in a crowded market. They required real-time credit decisioning, seamless merchant integration, and a collections workflow that balanced recovery with customer experience.
The solution
We engineered a full BNPL platform with real-time credit assessment using multiple data sources, a merchant SDK for frictionless checkout integration, flexible instalment management with automated payment scheduling, and an intelligent collections workflow with graduated escalation.
The outcome
Credit decisioning at checkout speed, a merchant SDK that integrates without a project, and a collections workflow that escalates gradually rather than all at once.
Tell us what the system has to do.
Who has to use it, what it replaces, and when you need it. We usually reply within one working day.