The Challenge
A fintech startup needed to launch a competitive BNPL product in a crowded market. They required real-time credit decisioning, seamless merchant integration, and a collections workflow that balanced recovery with customer experience.
The Solution
We engineered a full BNPL platform with sub-second credit assessment using multiple data sources, a merchant SDK for frictionless checkout integration, flexible instalment management with automated payment scheduling, and an intelligent collections workflow with graduated escalation.