Last Updated · October 11, 2026
Data Collection
Taxkeep (formerly Vault Finance) does not collect any personal information. We have no servers, no user database and no analytics. We cannot see your transactions, receipts, budgets, investments or any other information you keep in the app.
Your data is stored only on your device and protected by iOS Data Protection, which keeps it encrypted whenever your device is locked. Receipt photos, the app’s database and its local backups are also excluded from iCloud device backups.
Network Requests
Taxkeep makes a small number of network requests, all of them for public market data:
- Cryptocurrency prices — via the CoinGecko public API. Only coin identifiers are sent.
- Exchange rates — via Frankfurter, which publishes European Central Bank reference rates. Only currency codes are sent.
- Share & ETF prices — only if you add your own market-data key for Finnhub, Alpha Vantage or EODHD in Settings. The request goes straight from your device to that provider with the ticker symbol (e.g., “VAS.AX”) and your key, which identifies you to that provider under its own privacy policy. Without a key, you enter share prices yourself and no request is made.
Your holdings, quantities, account balances, receipts and any personal information are never included in any network request.
Permissions
Taxkeep requests the following device permissions, all used only within the app:
- Face ID / Touch ID — optional app lock to protect your financial data. Biometric data is managed entirely by Apple’s Secure Enclave.
- Camera — scanning receipts. The photo is read on your device, and if you keep it with a transaction it is stored only on your device. It is never uploaded.
- Photo Library — choosing an existing receipt photo to read. Photos never leave your device.
In-App Purchases
Taxkeep Pro is available as an annual subscription or a one-time Lifetime purchase, processed entirely by Apple’s App Store. We receive a transaction receipt to unlock Pro features, but never your payment details, name or email address. If you subscribed monthly before October 2026, that subscription continues until you cancel it.
Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscriptions in your device’s App Store settings.
Third-Party Services
Taxkeep does not integrate with any third-party analytics, advertising, crash reporting or tracking services. Apart from the market-data providers listed above, the app uses only Apple’s own frameworks (SwiftUI, Core Data, StoreKit, Charts, Vision, CryptoKit).
Backups, Export & Portability
You can create encrypted backups, receipt photos included, protected by a password you choose. A backup stays on your device unless you save or send it somewhere yourself, for example to Files or by AirDrop. With Taxkeep Pro you can also export your data as CSV or JSON. You own your data and can take it with you whenever you choose.
Data Deletion
Settings → Delete All Data erases everything Taxkeep has stored on your device, and deleting the app does the same. Because no data is stored on any server, deletion is immediate and irreversible. Backups you have saved elsewhere are not affected.
Children’s Privacy
Taxkeep is rated 4+ and contains no content inappropriate for children. The app is designed for personal financial management and we do not knowingly collect information from anyone, including children under 13.
Changes to This Policy
We may update this privacy policy from time to time. Changes will be posted on this page with an updated “Last Updated” date. For material changes, we will notify users via an in-app notice.
Contact
If you have any questions about this privacy policy or Taxkeep’s privacy practices, please contact us at sales@willneeds.com.au.
Willneeds Pty Ltd · Australia